The biggest investment many of us will make is our home -- and mistakes can be costly. To help you through the home-buying process, we've gathered the knowledge and strategies every home buyer should know before even beginning the hunt!
First, examine your lifestyle. Do you long for fields and pasturelands? Feel energized by urban cityscapes? Looking forward to a family-friendly suburban lifestyle? It's important to think of the limitations each locale places on your lifestyle and the perks each has to offer -- before making the commitment to buy.
Suburban lifestyles are flexible, offering children the opportunity to play outdoors and enjoy a neighborhood environment; urban areas offer greater social, culture, educational and career opportunities; rural environs offer privacy, room to roam and the ability to pursue hobbies -- such as gardening -- on a larger scale. Daleville, Enterprise and Ozark all offer such places to whatever fits your need.
Know how much you can really afford. There's more to consider than just a monthly mortgage payment. Will you be able to afford the expenses that come with owning a home? Utilities, property taxes, repairs, homeowners association fees if any, can all add up.
Make sure you have an inspection. Most states require that a home seller disclose potential problems with the property -- but the homeowner may not always know or reveal existing structural problems (despite the legal requirement). The only way to truly know what's going on inside (and over and under) a home's structure is to secure the services of a reputable home inspector. Expect to pay $300-600 for the inspection. It seems like a lot of money, but consider the thousands it could save you if the home isn't up to code or has major issues. Whether or not you plan on having the seller make improvements it is still a great way to learn about your new home.
Daleville Real Estate Inc. can help you find the right house for your needs in the area you desire. You can start right here with your search or give us a call and we can find the house for you.